Financiamiento – Maureen Ugalde Real Estate

Second Street

Loan Terms

Backed by a multi-billion dollar U.S. mortgage institution, Second Street offers traditional 30-year fixed-rate loans with the best terms in the market.

$150,000

Minimum Amount

75%

Maximum Loan-to-Value

8.25%

Best Rate in CR

Years, Fixed Rate

Pre-approval in 24 Hours

Fast and simple process just like in the United States.

No Prepayment Penalty

Refinance at any time without additional charges.

Closing Costs ~4-5%

Similar to a cash purchase, including taxes and fees.

4-6 Weeks to Closing

From application to closing, fast and efficient.

Second Street FAQs

Financing FAQs

Yes. Our loans and approval processes are just as you would find back home.

Loans are available to U.S. citizens and permanent residents.

Total closing costs with us are approximately the same as a cash purchase: ~4-5% of the purchase price, including all taxes, fees, and third-party expenses (lawyers, appraisals, etc.).

Generally, 4 to 6 weeks or less, from application to closing.

Yes, we offer cash-out refinance options.

We finance already built homes. Buying pre-sale? We can finance your final payment at closing and potentially refinance your previous deposits. Building a new home? Let's talk about refinancing.

We are the only lender in Costa Rica backed by a multi-billion dollar U.S. mortgage institution and operate in compliance with all applicable U.S. and Costa Rican laws and regulations. That's why we are the only lender endorsed by the Global Association of REALTORS® of Costa Rica.